Right here’s Why You Ought to Begin Contemplating An American Categorical (AMEX) Credit score Card

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One of many largest promoting factors that American Categorical playing cards have to supply could be their lengthy checklist of rewards and advantages. Though American Categorical is probably not as extensively current as its counterparts, Visa and Mastercard, in Singapore, you’ll be happy to seek out out that the majority giant retailers do settle for AMEX playing cards.

AMEX has additionally partnered with banks like DBS and UOB for seamless entry. To seek out out which retailers settle for AMEX playing cards, you may as well use this map finder offered by AMEX.


A few of the our favorite AMEX advantages are the next:

1) Journey Perks – 4 free lounge visits and 1 free lodge night time per yr, plus free journey insurance coverage of as much as S$350,000. Unique lodge, flight and automobile rental upgrades (Hilton Honors Silver, KrisFlyer Elite Gold, and Hertz Gold Plus).

2) Eating Advantages – Entry to as much as 50% off eating at choose eating places and lodge buffets by the Love Eating programme. Take pleasure in complimentary drinks at upscale bars by AMEX Chillax.


The advantages differ throughout the varied AMEX playing cards supplied, however the perfect rewards could be loved with the American Categorical Platinum Credit score Card.

The American Categorical Platinum Credit score Card is significantly among the best cashback bank cards for affluents in Singapore, providing a large myriad of unique and luxurious perks and advantages. With this bank card, you’ll get to get pleasure from unique privileges at eating places and designer manufacturers. This elite native eating and buying card for Singapore’s most prosperous clients stands out for the perks it affords, similar to reductions, waived charges and different privileges at bars, eating places, spas and extra.

Different unique advantages that this card affords to its unique clients embrace complimentary entry to premier personal enterprise golf equipment and complimentary upgrades to lodge loyalty programmes.

Obtain 65,000 factors upon Annual Price fee and as much as 100,000 factors with a minimal spending of S$20,000 within the first 6 months – sufficient to redeem for a ten.9-inch iPad Air Wi-Fi 64GB with AppleCare+ price S$998, legitimate till 30 September 2022.

Different American Categorical playing cards supplied in Singapore are additionally nice for cashback and rewards.

1. American Categorical Singapore Airways Krisflyer Card

The American Categorical Singapore Airways Krisflyer Card is a card price contemplating particularly for Singapore Airline loyalists. It’s straightforward to make use of and has no switch charges or conversion, providing nice rewards.

The AMEX SIA Krisflyer card is certainly among the best bank cards in Singapore for many who wish to maximise their miles earned. This card permits cardholders to earn KrisFlyer miles instantly, reasonably than incomes factors which might nonetheless should be transformed – a prolonged course of involving further switch charges. It’s certainly a fantastic possibility in case you are in search of hassle-free miles bank cards and affords spectacular rewards too, making it among the best miles bank cards in Singapore.

Moreover, their present promotion permits new candidates to obtain 1x ErgoTune Traditional (price S$399) or 1x Apple AirPods Professional (price S$379) or S$250 money, which is a wonderful deal for promotion-seekers. Obtain as much as 22,200 KrisFlyer miles whenever you spend S$2,000 throughout the first 3 months of Card approval. Legitimate till 30 September 2022.

2. American Categorical True Cashback Card

The American Categorical True Cashback Card lets you actually make the most of AMEX’s rewards and maximise your cashback {dollars}, with limitless 1.5% flat cashback and a plethora of different AMEX Advantages. This cashback bank card is particularly appropriate for many who spend extra on common expenditure. The AMEX True Cashback Card permits excessive spends to earn limitless rewards on all of your purchases, with the cashback rebate boosted to a powerful 3% within the first 6 months.

On high of the spectacular cashbacks this bank card affords, the AMEX True Cashback Card additionally affords different advantages like International Help, American Categorical Selects, and True Cashback promotions, supplying you with entry to reductions and promotions for journey and weddings and extra.

Obtain S$80 CapitaVouchers whenever you spend a minimal of S$250 within the first month. For brand new to American Categorical Card Members solely, legitimate till 30 September 2022.

Information To Activating Your AMEX Advantages

Nevertheless, you will need to observe that many of those perks usually are not routinely enrolled for cardholders, and you would need to manually enrol if you wish to get pleasure from these advantages. To make sure that you’re not lacking out on them, don’t overlook to activate your advantages now! Fortunately for us, it’s a quite simple course of. Right here’s how.

Paying With An AMEX Card
  1. Log in to your account on-line or by way of the AMEX cellular software
  2. Choose the bank card for which you wish to activate advantages
  3. Navigate to “Rewards” on the menu and click on on the “Advantages” tab. It is possible for you to to view an inventory of the advantages which you’re eligible for.
  4. If you’re utilizing the AMEX cellular software, merely navigate to the “Membership” tab, then click on on “Discover All Advantages” to view the checklist of advantages.
  5. Click on on “Enrol Now” for the advantages which you wish to apply for.

With there being such all kinds of perks and advantages out there for most of the AMEX playing cards, the enrollment frequency of varied advantages additionally differ. Some advantages, similar to elite standing for inns, solely should be enrolled in as soon as, and can proceed permitting you to remain enrolled until the expiry of the cardboard. Nevertheless, AMEX Provides are retailer and associate offers, similar to eating places and retailers, which offer you reductions or assertion credit. With the common change-ups of affords and promotions, you would want to flick through them weekly to get the newest scoops and reductions!

AMEX VS Visa VS Mastercard – What’s The Distinction?

If you’re enticed by the fantastic rewards that AMEX has to supply, and questioning whether or not it’s best to apply for an AMEX card at this time, however usually are not positive of what the variations are between American Categorical, Visa and Mastercard, we now have compiled a number of the key elements by way of eligibility and rewards of the cashback bank cards so that you can take into accounts!

American Categorical True Cashback Card Visa UOB One Credit score Card Mastercard POSB On a regular basis Credit score Card
Annual Charges S$171.20 (inclusive of GST) waived for the primary yr S$192.60, Waived for 1 yr S$192.60, Waived for 1 yr
Cashback Get 1.5% cashback on all eligible spend, with no min. spend required and no cap 5% rebate on common spend, as much as S$200/quarter (S$2,000 min spend) with min 5 transactions/mo 10% on on-line meals supply, 5% on grocery purchases and on-line buying, plus as much as 21.8% in gas financial savings
Revenue Requirement S$30,000 for residents & PRs, S$45,000 for foreigners S$30,000 for residents & PRs, S$40,000 for foreigners S$30,000 for residents & PRs, S$45,000 for foreigners

We now have compiled a number of the common factors and variations between AMEX, Visa and Mastercard so that you can perceive what the variations are between these 3 largest bank card corporations.

American Categorical Visa Mastercard
What Is It? Cost Card Service Cost Processing Community Cost Processing Community
Points Playing cards? Sure No No
Quantity Of Retailers Globally 20+ million 50+ million 50+ million
Territories Supported 160+ international locations 200+ international locations 200+ international locations
Abroad Card Utilization Cost Flat payment of two.5% Differs by financial institution Differs by financial institution
Some Large Companions in Singapore DBS, UOB, Singapore Airways, Capitaland DBS, OCBC, HSBC, Normal Chartered, HSBC, Maybank DBS, OCBC, UOB, Normal Chartered, Citibank, CIMB


Need to maximise your rewards and cashback for a world full of advantages? Try bank cards in Singapore, the place our analysts assist you to simplify the choices behind selecting the perfect bank card for your self. Whether or not you’re a frequent shopper looking for offers on meals and looking for your loved ones, or an avid traveller and frequent flyer attempting to earn extra miles, our web page has all the knowledge and sources you want.

If you’re dazzled by the varied array of bank cards and all their engaging sign-up options and promotions, do be at liberty to take a look at our bank card promotions web page, which is all the time up to date with the intention to discover the perfect supply and worth. They’re rigorously reviewed by our analysts as nicely, and supply insights on all the newest bank cards and promotions presently out there available in the market.

American Categorical and their bank cards unlock a world of potentialities for you. For the globetrotters, the American Categorical Singapore Airways Krisflyer Card and American Categorical Singapore Airways KrisFlyer Ascend Credit score Card are good decisions particularly for these trying to earn SIA miles. For the excessive spenders, the American Categorical True Cashback Card is actually among the best cashback bank cards in Singapore so that you can get rewarded for each greenback you spend. Affluents may also get pleasure from luxurious and extremely unique perks in journey and eating with the American Categorical Platinum Credit score Card.

With their plethora of advantages and perks for each sort of buyer, AMEX bank cards are positively price contemplating, particularly for these wanting excessive cashback and rewards.Comply with us on Social Media

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